Summary: A fast-growing microfinance institution is looking for a dynamic, results-oriented Business Development Officer to drive client acquisition, grow the...

Job Details

  • Deadline: 05 September 2026
  • Company: Vacancy Mail Zimbabwe
  • Location: Kenya

Job Description

Job Description

Position: Business Development Officer

A fast-growing microfinance institution is looking for a dynamic, results-oriented Business Development Officer to drive client acquisition, grow the loan portfolio, and champion the institution's growth agenda in a competitive lending market.

Experience Required: Minimum 2 years' experience in business development or lending within the microfinance sector

Prior exposure to payroll-based lending, SME financing, and relationship management with corporate or institutional clients will be an added advantage.

Duties and Responsibilities

Key Responsibilities

  • Identify and pursue new business opportunities, including corporate partnerships, payroll deduction schemes, and SME lending relationships.
  • Grow and diversify the loan portfolio by sourcing, screening, and onboarding creditworthy individual and business clients.
  • Build and maintain strategic relationships with employers, associations, and other institutions to secure sustainable pipelines of business.
  • Develop business and strategic plans, along with operational policies and standard operating procedures (SOPs), to support the efficient, sustainable, and compliant management of the microfinance institution
  • Design and execute marketing and client acquisition strategies to promote the institution's loan products and expand its market footprint.
  • Conduct market and competitor analysis to identify emerging opportunities, pricing gaps, and client needs.
  • Assess client creditworthiness and structure loan proposals in line with the institution's risk appetite and lending policies.
  • Monitor portfolio quality and support collections, working closely with credit and recovery teams to keep arrears within acceptable limits.
  • Actively market the institution's loan products, supporting business growth and strong customer relationships.
  • Support debt recovery efforts, follow up on outstanding arrears, and help ensure portfolio performance targets are achieved.
  • Assess, process, and recommend loan applications, ensuring full alignment with internal policies and regulatory standards.
  • Prepare regular reports on business development activity, pipeline conversion, and portfolio growth.
  • Uphold the institution's values of integrity and professionalism in every client interaction.

Qualifications and Experience

Qualifications & Requirements

  • Degree in Business Studies, Marketing, Banking, Finance, or a related field.
  • At least 2 years' experience in business development, sales, or lending, preferably within microfinance or banking.
  • Proven track record of meeting or exceeding growth and sales targets.
  • Strong networking and relationship-building skills.
  • Excellent negotiation, presentation, and communication skills.
  • Sound understanding of credit risk principles and loan structuring.
  • Self-driven and target-oriented, with the ability to work independently and under pressure.
  • High levels of integrity, professionalism, and confidentiality.
  • Willingness to travel for client visits and business development activities.

How to Apply

Why Join Us

  • Be part of a growing microfinance institution with an ambitious expansion agenda.
  • Work in a performance-driven environment that rewards initiative and results.

Interested candidates should submit the following

  • Cover Letter
  • Curriculum Vitae (CV)
  • Certified Copies of Academic and Professional Certificates

Email applications to: limitsbs1@gmail.com

Deadline:05 September 2026

Only shortlisted candidates will be contacted.

How to Apply

Apply by email: limitsbs1@gmail.com

Application link: Apply for this job